MedAmerica's Long Term Care Resource Center
provides valuable information on long term care to help you develop
a long term care financing plan that suits your needs. Explore our
Web site to learn more about long term care, the MedAmerica Companies,
and options offered in your state of residence.
What is long term care?
People who need ongoing assistance with
the activities of daily living (ADLs) due to a prolonged physical
illness, disability, or cognitive impairment such as Alzheimer's
disease need long term care. ADLs include activities that you might
take for granted your ability to do independently such as bathing, eating,
dressing, toileting, continence and transferring. People who need long term
care may receive it in a setting such as a nursing home or assisted living
facility, or in their own homes.1
Who pays for long term care?
Many people believe that Medicare or Medicaid pay
for long term care. However, Medicare only pays for the cost of some
skilled care in an approved setting under specific circumstances,
not to exceed 100 days per benefit period. Medicaid only pays for long term care for low-income individuals who have spent most or all of their assets.2
What can I do to protect my family?
Click the Learn More button to explore
some options that may be available to you.
A message from Bill Jones
MedAmerica has joined a consortium of major insurance
carriers to create a national awareness
campaign—3 in 4 Need More—promoting the importance of planning for long term care needs.
Bill Jones, president of MedAmerica, speaks about why MedAmerica is sponsoring this
Watch the video»